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Search, offers, surveys and conveyancing.
How to choose · Buying a home
Match the survey to the property: older, altered or unusual buildings justify a detailed building survey, while a conventional modern home may only need a lighter condition report. A lender valuation is not a survey. Choose a qualified, independent surveyor, give them access to loft and services where possible, and read the report for urgent, short-term and long-term defects.
Comparison · Buying a home
Freehold generally means owning the building and land outright, while leasehold means owning the right to occupy for a fixed term under a lease, with ongoing obligations to a landlord. Lease length, ground rent, service charges, consent rules and management quality shape the value and burden. These concepts and reforms vary by jurisdiction, so take advice from a qualified conveyancer.
Cost factors · Buying a home
Beyond the deposit, buyers usually face transaction taxes where they apply, legal and search fees, survey and valuation costs, mortgage arrangement charges, moving costs and early repairs. Rules and taxes differ by country and region, so use official calculators and written quotes. This page explains categories and questions, not what you personally should spend or borrow.
Requirements · Buying a home
Conveyancing is the legal transfer of ownership. It typically involves identity and funds checks, reviewing the seller's title and contract pack, local and environmental searches, raising enquiries, exchanging contracts and completing. Buyers must supply identification, proof of funds and timely answers. The process and terminology differ between jurisdictions, so rely on a regulated legal professional.